Mando Bank shield
Built for British Business

Banking of the
highest order.

Accept card payments. Book appointments. Get your own website. Free to open. No monthly fees to start.

✦ ✦ ✦
Bank-level security UK regulated Identity verified Instant UK transfers
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Open your free account today

Personal or business. Both free to open. No paperwork, no branch visits, no waiting.

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Want to compare plans? See pricing

Everything · Nothing else

Built like a bank. Run like software.

Bank-grade security. Real-time protection. Settled in pounds sterling.

Accept every way your customer wants to pay
VISA
AMERICAN EXPRESS

Bank-grade security

Your money and data are protected with the same security used by major UK banks.

Instant transfers

Send pounds to any Mando user by their unique account code. Free, instant, available 24 hours a day.

Tap to pay acceptance

Accept every way your customers want to pay. Apple Pay, Google Pay, Visa, Mastercard, and more.

10% chargeback reserve

Built-in protection against payment disputes. Your money is safeguarded automatically.

Real-time fraud engine

Every transaction is monitored in real time. Suspicious activity is flagged and blocked instantly.

Live merchant dashboard

Every transaction, every fee, every payout. One unified view with PDF and CSV export in a single tap.

Free business website

Auto-generated professional website on your own subdomain. AI-designed with your logo, services, and booking.

Online booking system

Customers book appointments 24/7 from your website. Automatic SMS confirmations and reminders.

Customer database

Auto-built from every payment. Know who your customers are, how much they spend, and when they last visited.

Digital loyalty cards

Stamp cards your customers earn with every visit. Automatic rewards via SMS when they hit the target.

Google Reviews

Automatically request reviews from customers after their appointment. Build your reputation while you sleep.

Email marketing

Send branded campaigns to your customer list directly from your dashboard. Drive repeat business effortlessly.

Simple pricing

Free to start. Upgrade when you grow.

Every business account includes all tools — website, bookings, payments, invoices, loyalty cards, and more. No setup fees. No hidden charges.

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Bank-level encryption

Your data is always protected

Verified businesses

Every business verified

KYC + AML

Every account verified by our team

Chargeback protection

Built-in dispute protection

Frequently Asked

Common questions

If you don't see your question here, write to support@mandobank.co.uk

Is the personal account really free?

Yes. £0 per month. No transaction fees on receiving GBP or on Mando-to-Mando transfers. No minimum balance. We charge 1% only when you top up your balance via card (Apple Pay, Google Pay, or debit card) — which covers processing costs.

What is the difference between Starter, Mando+ and Mando GOLD?

Starter is completely free — includes card payments, free business website, booking system, invoices, and customer database. Mando+ adds lower transaction fees, custom domain, priority support, and removes Mando branding. Mando GOLD — the lowest fees, unlimited volume, dedicated account manager, and priority payouts. All plans include every business tool. See our pricing page for full details.

How does the memorable word login work?

The same system used by Barclays and Halifax. At signup, you choose a memorable word of 6 to 20 letters or digits. At each login, after entering your email and password, we ask you to enter three specific characters from that word — at different positions every login. Even if someone observes you logging in, they only see three of your 20 characters. Combined with Google Authenticator 2FA, this matches bank-grade security.

How is Mando Bank regulated?

We operate in the United Kingdom under applicable consumer-protection and payment-services laws. Customer funds are held in segregated safeguarding accounts with a regulated banking partner, not commingled with our operating funds. We verify every business at onboarding against the UK Companies House register and publish our AML, complaints and privacy policies openly.

What happens to my money if Mando shuts down?

All customer GBP funds are held in safeguarded client accounts with a UK-regulated banking partner and are kept completely separate from Mando's operating funds. In the unlikely event of insolvency, safeguarded customer funds are intended to be returned to customers ahead of general creditors in line with UK safeguarding rules.

Open your account in two minutes

Personal or business — sign up free, verify your identity, start moving money the modern way.

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We use essential cookies to make our banking platform work. We also use optional cookies to analyse how you use our site, personalise your experience, and remember your preferences.

Read our Cookie Policy for full details.